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Guides & Outfitters

Benefits of Guides & Outfitters

Guides & Outfitters program provides specially designed coverages and expertise to address the distinct exposures inherent to any guided activity. Whether you’re a guide taking someone hunting, fishing, rafting, hiking, or out on a snowmobile tour, you need an insurance company that understands your industry. Our years of experience and specialization in the outdoor insurance industry allow us to provide stability in rates and coverage that our competitors can’t.

Mike Deehan Insurance Agency

Key Benefits

General Liability and Professional Liability

Comprehensive General Liability – available limits:

– $1M each occurrence

– $2M or $3M aggregate

  • Damage to premises rented to You – $100,000
  • Medical payments – $5,000 ($1,000 for hunting leases)
  • Blanket additional insureds

Available coverage options:

  • Hunting and fishing guides as additional insureds
  • Watercraft liability
  • Dogs in the insured’s care, custody, or control
  • Most ISO endorsements

Liquor Liability

  • Limits to $1M/$1M (in most states)

Property

Elite Property Enhancement: Great Outdoors, including:

  • $100,000 Business Income and Extra Expense
  • Replacement Cost or Actual Cash Value coverage

Available Coverage Options

  • Blanket limits.
  • Most ISO endorsements.
  • Umbrella/Excess Liability.
  • Large excess limits are available.

Inland Marine

  • Equipment, tools, saddles and tack, guns, small boats, snowmobiles, tractors, sleighs
  • Fine arts, electronic data processing, valuable papers

Crime and Fidelity

  • Employee theft/forgery or alteration
  • Money and securities
  • Theft, disappearance, and destruction
  • Cyber Crime

Automobile

  • Commercial vehicles
  • Service vehicles
  • Vans
  • Buses used to transport campers
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